By answering these questions, you will narrow down the assortment of plans to a select group tailored to your needs.

Provide characteristics that will help develop your plan

1 How many employees will need coverage?

2 What type of network do you prefer? PPO OR HMO

3 Are you interested in wellness incentives that result in lower monthly premiums?

4 Are you interested in a higher deductible plan coupled with a personal funding arrangement (HSA/HRA) to pay for routine health care expenses, lowering monthly premiums?

5 Select your annual deductible level. Higher deductibles result in lower monthly premiums.

6 Select your coinsurance level. Higher coinsurance percentages result in lower monthly premiums.


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